Travel Insurance

There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling. To demonstrate the importance of purchasing travel insurance, here are 10 common examples of what could go wrong to help reinforce the importance:

It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled.

Who can assist you with finding new flights to get everyone home?

Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled.

Who do you call?

Your first visit to Europe, and your passport and wallet are stolen.

Where do you turn for emergency cash, and how will you get your passport replaced?

You're involved in an accident and adequate medical treatment is not available.

Who will help arrange and pay for a medical evacuation?

If your sister-in-law becomes seriously ill and you must cancel your trip.

What happens to your non-refundable deposits or pre-payments?

You arrive in Jamaica and your luggage doesn't.

If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?

Your cruise line, airline or tour operator goes bankrupt.

Who will pay for your non-refundable expenses? Who will help get you to your destination?

You're walking down a street in Rio and twist your ankle.

Who can help you find an English-speaking physician?

Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit.

Who will pay if you want to cancel your trip?

You are at a beach resort in North Carolina, and you are forced to evacuate due to an approaching hurricane.

Who will help you evacuate and reimburse your lost vacation investment?

There’s really no better way to protect your vacation investment than by purchasing travel insurance. With the possibility of cancellations, flight delays, lost luggage or passports, medical emergencies and any other unexpected incident, travel insurance can provide the reassurance and peace of mind that you need.

Travel insurance can minimize the considerable financial risks of traveling: accidents, illness, missed flights, canceled tours, lost baggage, theft, terrorism, travel-company bankruptcies, emergency evacuation, and getting your body home if you die. Each traveler’s potential loss varies, depending on how much of your trip is prepaid, the refund-ability of the air ticket you purchased, your state of health, the value of your luggage, where you’re traveling, the financial health of your tour company and airline, and what coverage you already have (through your medical insurance, homeowners or renters insurance, and/or credit card).

Travel insurance is highly recommended but not required. What are the chances you’ll need it? How willing are you to take risks? How much is peace of mind worth to you? Take these considerations into account, understand your options, and make an informed decision for your trip. There’s really no better way to protect your vacation investment than by purchasing travel insurance. We highly advise all travelers to consider purchasing travel insurance.

Please contact Urban Chic Travelistas for more information regarding travel insurance.

Our Preferred Travel Insurance Partner

Please Note: Urban Chic Travelistas, LLC is not a licensed insurance representative. However, we offer travel insurance to our clients through our partnership with RoamRight Travel Insurance. While travel insurance is highly recommended for your peace of mind, it is not mandatory. You are free to decline or explore other travel insurance options.

Travel insurance through our affiliate account is available exclusively to clients with an active trip booked through us. If you currently have an active trip, feel free to contact us to discuss your travel insurance needs.

If you don’t yet have a trip booked, we’d love to help with your travel and insurance needs! Reach out to request a quote and let’s start planning your next adventure.